Currency Exchange for Mexico Real Estate
Convert US, Canadian, Australian dollars, euros and pounds to Mexican pesos with live mid-market rates. See what your property budget is worth today and how a move in the exchange rate changes the deed value at closing.
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Enter an amount and choose the currencies, then convert.Reference rate only. The rate you receive depends on where and when you convert.
How the exchange rate affects a purchase
Price in dollars, deed in pesos
Most resale property here is negotiated in US dollars, but the notary records the price in pesos at the rate on the day funds convert. That peso figure becomes your cost basis for capital gains when you sell.
Watch the window between contract and closing
Closings usually take 30 to 60 days. A stronger peso in that window raises your peso cost basis, which lowers a future capital gains bill; a weaker peso does the reverse.
Plan how the money moves
Wire to the notary's escrow, convert in Mexico, or lock a rate with a foreign exchange service before closing. Ask us which route our recent buyers used and what documents the notary will want.
Frequently asked questions
Are Mexico real estate prices in pesos or dollars?
In Puerto Vallarta and Riviera Nayarit most resale condos and homes are listed and negotiated in US dollars, while some land and local-market homes are listed in pesos. Either way, the deed at the notary records the price in pesos at the exchange rate on the day of closing.
Which exchange rate applies when I close?
The rate used is the one on the day funds are converted, which is usually a few days before closing when your money arrives in Mexico or in the notary's escrow account. A move of one peso against the dollar between contract and closing changes a 300,000 dollar purchase by roughly 15,000 to 20,000 pesos on the deed value, which matters for future capital gains.
Where does the rate on this page come from?
The converter pulls live mid-market rates from a currency data provider each time you convert. Banks and exchange houses add a spread of 1 to 3 percent, so treat the result as the reference rate, not the rate you will receive.
How do I move money to Mexico for a purchase?
Most buyers wire dollars to the notary's escrow or to a Mexican bank account and convert there, or use a foreign exchange service that locks a rate ahead of closing. We can introduce you to services our clients have used, and your notary will explain what proof of funds is required.